Shopify POS Pricing (2026): Real Costs and Catches

The bottom line

Shopify is one system for your online store and your counter. On the Basic plan you pay $39 a month, plus 2.6% + 10¢ per in-person card sale and 2.9% + 30¢ per online payment through Shopify Payments.

Two costs can sneak up on you. Retail-store features need POS Pro at $89 a month per location, and using any processor other than Shopify Payments adds a 2% fee on Basic.

Shopify POS fees at a glance

Visit Shopify POS

Pricing model: flat
Contract: Monthly or yearly billing
Payouts: Not published
Monthly cost to take cards: $39 (Basic plan)
True cost: first year at $10,000/month in card sales (est.): $4,117 (12 months of processing at 400 payments a month, plus the listed monthly cost, plus the Tap & Chip Card Reader (US only) at $49)

Payment type	Rate	Source
In person (card present)	2.6% + 10¢	shopify.com
Online	2.9% + 30¢	shopify.com
Keyed in	3.5% + 10¢	shopify.com

Monthly fees and plans

Basic (monthly / yearly billing): $39
Grow (monthly / yearly billing): $105
Advanced (monthly / yearly billing): $399
POS Lite (included in every plan): $0/month
POS Pro (add-on): $89/month
Shopify Plus: $2,300/month

Checked October 19, 2026 on shopify.com. Prices change, so confirm with Shopify POS before you sign.

The rates in the table are for the Basic plan. Here is how the plans compare, as listed on Shopify’s pricing page:

Plan	Monthly (billed monthly)	Monthly (billed yearly)	In person	Online, standard card
Basic	$39	$29	2.6% + 10¢	2.9% + 30¢
Grow	$105	$89	2.5% + 10¢	2.7% + 30¢
Advanced	$399	$359	2.4% + 10¢	2.5% + 30¢
Plus	from $2,300		2.3% + 10¢	2.25% + 30¢

Shopify lists Plus as a three-year subscription.

Who it’s for

Online shops that also sell in person. Your products, stock and customers sit in one system.
Small shops with simple counter needs. POS Lite is included in every plan.
Sellers who already use Shopify Payments. The rates above only apply when you do.

Who should skip it

Shops that want to keep their current processor. Shopify adds 2% per sale on Basic when you use another provider.
Busy stores on a tight budget. Staff roles, inventory management and returns at any location need POS Pro, at $89 a month per location.
In-person-only businesses. You pay a monthly plan fee for an online store you may not use.

The catch

Using another processor costs extra. The third-party fee is 2% on Basic, 1% on Grow, 0.6% on Advanced and 0.2% on Plus.

Premium cards cost more online. On Basic, premium cards are 3.5% + 30¢ online, against 2.9% + 30¢ for standard cards.

International cards online add 1%.

POS Pro is billed yearly. Shopify lists it at $89 a month per location, billed yearly. The US page doesn’t show a monthly-billed price.

Marketplace orders can add a fee. Shopify charges 1%, up to $99 a month, on synced marketplace orders over 50.

PayPal costs more. Shopify lists PayPal Wallet payments starting at 3.49% + 49¢.

Payout timing isn’t stated. Shopify’s payout help page doesn’t list a US payout period.

What it costs at your size

These are estimates. They use Shopify’s published Basic plan rates, billed monthly, through Shopify Payments, with standard US cards.

Example 1: in person only, $10,000 a month, 400 payments.

Rate: 2.6% × $10,000 = $260
Per-sale fee: 400 × 10¢ = $40
Plan: $39
Estimated total: $339 a month

Example 2: $5,000 in person over 200 payments, and $5,000 online over 100 orders.

In person: 2.6% × $5,000 = $130, plus 200 × 10¢ = $20, for $150
Online: 2.9% × $5,000 = $145, plus 100 × 30¢ = $30, for $175
Plan: $39
Estimated total: $364 a month

If your store needs POS Pro, add $89 a month, billed yearly. If you used another processor instead of Shopify Payments, add 2% × $10,000 = $200 a month on top of that processor’s own fees.

Compare those totals with your current costs in the fee calculator.

Compared with

Square: 2.6% + 15¢ in person on a $0 a month Free plan, with online sales at 3.3% + 30¢. Cheaper if you mostly sell in person.
Lightspeed: retail POS from $89 a month billed yearly, with 2.6% + 10¢ in person through Lightspeed Payments.

Visit Shopify Or check your real rate in the calculator first

Beyond the rate

What the rate table doesn't show, taken from Shopify POS's own terms and help pages.

Can they hold your money?
Shopify can set up a reserve that holds some or all of the money from a sale for a period of time, and can change the reserve terms at any time.
Source: shopify.com
Works offline?
Yes. Must be turned on in the admin; POS app 9.14.0 or later and a listed compatible reader; swipe, Tap to Pay and manual entry not supported offline; you set a device daily limit and a per order limit; reconnect ideally within 24 hours; a declined payment is only known after reconnecting.
Source: help.shopify.com
Hardware lock-in
Shopify says its own supported card readers need Shopify Payments, but you can use an outside card reader instead.
Source: help.shopify.com
Leaving
You can close your Shopify Payments account at any time, and Shopify will not refund fees you already paid.
Source: shopify.com
Support
24/7 (Shopify's claim). Live chat on every plan; Plus adds priority 24/7 phone support
Source: shopify.com

Common questions

What are Shopify Payments fees?

On the Basic plan, Shopify lists 2.6% + 10¢ per in-person card sale, 2.9% + 30¢ per online payment with a standard card, and 3.5% + 30¢ online for premium cards. Typed-in cards in person are 3.5% + 10¢. International cards online add 1%. Rates drop on bigger plans, down to 2.3% + 10¢ in person on Plus.

How much is Shopify POS?

POS Lite is included in every Shopify plan. Basic is $39 a month, or $29 a month if you pay yearly. Grow is $105 a month and Advanced is $399. If your store needs POS Pro, Shopify lists it as an extra $89 a month per location, billed yearly. The page doesn't show a monthly-billed POS Pro price.

Can I use a different payment processor with Shopify?

Yes, but Shopify charges an extra fee on every sale when you do. It's 2% on Basic, 1% on Grow, 0.6% on Advanced and 0.2% on Plus. That is on top of whatever the other processor charges you, so add both together when you compare costs.

When do I need Shopify POS Pro?

Shopify says it recommends POS Pro for businesses that have a lot of foot traffic, multiple tiers of staff, or a large inventory catalog. Features like staff roles, inventory management and returns at any location need it. It costs $89 a month per location, billed yearly, on top of your plan.